VA Loan Calculator for Washington

VA Loans in Washington

VA loans allow eligible veterans and active-duty service members to buy a home in Washington with no down payment. On the median Washington home of $530,000, that's the full $530,000 financed — no down payment required.

VA Loan Limits in Washington

Veterans with full entitlement have no VA loan limit. The conforming limit of $1,089,300 in Washington is relevant only for veterans with reduced entitlement. King County qualifies for high-cost limits. Most other Washington counties are at the standard limit.

VA Funding Fee

Most VA borrowers pay a one-time VA funding fee: 2.15% for first use with no down payment (1.5% with 5%+ down). On a $530,000 loan, the funding fee is approximately $11,395. Veterans with service-connected disabilities are exempt.

Property Taxes in Washington

VA loans don't change your property tax obligation. Washington's effective rate is 0.87%, adding ~$384/month to your VA PITI payment.

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