{{GOOGLE_VERIFICATION}} VA Loan Calculator for Arkansas (AR) — Free Calculator | MortgageCalcTools

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VA Loan Calculator for Arkansas

Free va loan calculator tailored for Arkansas (AR). Calculate instantly with state-specific rates and rules.

Home Price ($)

Down Payment (%)

Interest Rate (%)

Loan Term

Usage & Service Type

Disability Exempt (0% funding fee)

Down Payment

Base Loan Amount

VA Funding Fee

Total Loan (with fee)

Monthly Payment

PMI Savings vs Conventional

Total Interest Over Life

Total Cost

VA Loans in Arkansas

VA loans allow eligible veterans and active-duty service members to buy a home in Arkansas with no down payment. On the median Arkansas home of $170,000, that's the full $170,000 financed — no down payment required.

VA Loan Limits in Arkansas

Veterans with full entitlement have no VA loan limit. The conforming limit of $726,200 in Arkansas is relevant only for veterans with reduced entitlement. All Arkansas counties are at the standard conforming limit.

VA Funding Fee

Most VA borrowers pay a one-time VA funding fee: 2.15% for first use with no down payment (1.5% with 5%+ down). On a $170,000 loan, the funding fee is approximately $3,655. Veterans with service-connected disabilities are exempt.

Property Taxes in Arkansas

VA loans don't change your property tax obligation. Arkansas's effective rate is 0.62%, adding ~$88/month to your VA PITI payment.

Data: Tax Foundation (2024), US Census Bureau ACS 2023, Zillow, ATTOM Data Solutions. Updated 2024–2025. Figures reflect state averages — consult a licensed professional for personalized advice.

VA Loan Calculator for Other States

Frequently Asked Questions

Can I use a VA loan in Arkansas?

Yes. VA loans are available in all states including Arkansas. Eligible veterans and service members can buy the median Arkansas home ($170,000) with no down payment.

What is the VA loan limit in Arkansas?

Veterans with full entitlement have no loan limit. For those with reduced entitlement, the baseline conforming limit of $726,200 applies. All Arkansas counties are at the standard conforming limit.

How much is the VA funding fee in Arkansas?

For a first-use VA loan with no down payment, the funding fee is 2.15% of the loan amount. On Arkansas's median home of $170,000, that's approximately $3,655. Veterans with service-connected disabilities pay no funding fee.

What are closing costs on a VA loan in Arkansas?

VA loans have lender-paid and buyer-paid closing costs. Buyers typically pay $2,200 in Arkansas. Arkansas has minimal state-level transfer taxes, keeping closing costs modest. Sellers can also contribute to closing costs.

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