{{GOOGLE_VERIFICATION}} VA Loan Calculator for North Dakota (ND) — Free Calculator | MortgageCalcTools

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VA Loan Calculator for North Dakota

Free va loan calculator tailored for North Dakota (ND). Calculate instantly with state-specific rates and rules.

Home Price ($)

Down Payment (%)

Interest Rate (%)

Loan Term

Usage & Service Type

Disability Exempt (0% funding fee)

Down Payment

Base Loan Amount

VA Funding Fee

Total Loan (with fee)

Monthly Payment

PMI Savings vs Conventional

Total Interest Over Life

Total Cost

VA Loans in North Dakota

VA loans allow eligible veterans and active-duty service members to buy a home in North Dakota with no down payment. On the median North Dakota home of $235,000, that's the full $235,000 financed — no down payment required.

VA Loan Limits in North Dakota

Veterans with full entitlement have no VA loan limit. The conforming limit of $726,200 in North Dakota is relevant only for veterans with reduced entitlement. All North Dakota counties are at the standard conforming limit.

VA Funding Fee

Most VA borrowers pay a one-time VA funding fee: 2.15% for first use with no down payment (1.5% with 5%+ down). On a $235,000 loan, the funding fee is approximately $5,053. Veterans with service-connected disabilities are exempt.

Property Taxes in North Dakota

VA loans don't change your property tax obligation. North Dakota's effective rate is 0.98%, adding ~$192/month to your VA PITI payment.

Data: Tax Foundation (2024), US Census Bureau ACS 2023, Zillow, ATTOM Data Solutions. Updated 2024–2025. Figures reflect state averages — consult a licensed professional for personalized advice.

VA Loan Calculator for Other States

Frequently Asked Questions

Can I use a VA loan in North Dakota?

Yes. VA loans are available in all states including North Dakota. Eligible veterans and service members can buy the median North Dakota home ($235,000) with no down payment.

What is the VA loan limit in North Dakota?

Veterans with full entitlement have no loan limit. For those with reduced entitlement, the baseline conforming limit of $726,200 applies. All North Dakota counties are at the standard conforming limit.

How much is the VA funding fee in North Dakota?

For a first-use VA loan with no down payment, the funding fee is 2.15% of the loan amount. On North Dakota's median home of $235,000, that's approximately $5,053. Veterans with service-connected disabilities pay no funding fee.

What are closing costs on a VA loan in North Dakota?

VA loans have lender-paid and buyer-paid closing costs. Buyers typically pay $2,400 in North Dakota. North Dakota has minimal transfer taxes. Closing costs are among the lower in the northern plains. Sellers can also contribute to closing costs.

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